By making a gift of appreciated stock (held more than one year), you can avoid or delay the capital gains tax. You may deduct the current fair market value of the stock on your tax return no matter what was originally paid for the stock. Your broker will need to the following information: NFS LLC, DTC # 0226, For the Benefit of The Research Foundation, Account # 087-594210.

A new or existing life insurance policy can be assigned to The Research Foundation with premium payments made as annual gifts. The result is a major gift at an affordable cost.

Property may be used to fund a planned giving vehicle, or may be given outright to The Research Foundation.

A Charitable Remainder Trust can provide lifetime income to you.

By making an annuity gift now, you can receive a lifetime income for yourself, a spouse, or anyone else you designate in exchange for a gift of cash, stock, or securities to The Research Foundation. At the time of your death, the gift remainder will support us.

The IRA Charitable Rollover is a unique giving strategy that allows donors aged 73 or older to make tax-free charitable contributions directly from their Individual Retirement Accounts (IRAs) to qualified nonprofit organizations, like The Research Foundation.

DAFs allow you to make one gift into your fund (just one receipt at tax time) and then grant support to any 501 (c) public charities you wish. Your fund can be invested and grow tax-free. DAFs are also a great way to involve your other family members in charitable giving.

A qualified charitable distribution (QCD) can be a great way to reduce required minimum distributions (RMDs) and optimize the tax benefits of giving. People who hold certain types of investment accounts are required to take minimum distributions each year beginning at age 73, even if they don’t need or want the funds. For retirees who've accumulated significant savings in their tax-deferred accounts, this can have serious tax consequences. That's because the higher the balance in your tax-deferred accounts, the higher your RMDs—and potentially your tax bracket. If charitable giving is part of your financial plan, a qualified charitable distribution (QCD) can further your philanthropic goals and help reduce the tax hit from your RMD. QCDs allow individuals age 70½ and older to make tax-free donations, up to an annual limit (currently $111,000) directly from an IRA or other qualified account to a qualified charity or multiple charities, potentially satisfying all or part of their annual RMDs. As a result, donors may avoid being pushed into higher income tax brackets. A QCD doesn't offer a tax deduction, but the QCD amount isn't included in your taxable income either. In some cases, the tax benefits of a QCD could outweigh the charitable deduction you would have received from donating cash or other assets to an eligible charity. Taking your full RMD and then donating cash, could result in a higher tax bill than if you were to give through a QCD. Qualified Charitable Distributions may offer a prime opportunity to enhance your charitable giving and maximize your tax savings. To determine if making contributions through a Qualified Charitable Distribution is right for you, please consult your financial advisor or contact The Research Foundation at 816-276-4218 or info@theresearchfoundationkc.org.